Sunday, September 13, 2009

Don't Let The Healthcare Debate Flatline!


The current debate over health care reform has only begun, there are basically two possible outcomes, the Democratically controlled government could opt to push through Obama’s plan, OR they could come up with a revised plan.

If they choose the prior over the latter it is very likely the entire political picture will change in 2010 because only 42% of American’s support the president and the Democratic plans. The more likely path will be to modify the bill and then try to push it through as Americans grow weary of the debate and just want something done.

Conservatives agree on certain reforms, and most agree (I won’t use rhetoric like the politicians state such as ALL AGREE, or NOBODY DISAGREES) but the consensus is that tort reform, reduced fraud and abuse, and the ability for medial insurance plans to be purchased nationally like auto insurance will help increase competition and reduce costs. The fact is that most liberals oppose these ideas.

WHY?

Ask yourself some of these basic WHY questions, and also using your basic senses, consider your trust in the government’s ability to efficiently employ it’s policy and, thoughtfully apply the results of the current proposals and come to your own conclusion as to what you support. Send your conclusions to your representatives. With 1/6th of our economy riding on this legislation nearly 1 of every 5 dollars you likely spend over the upcoming years will be touched by what is going on in Washington. Please get involved; please use your voice, and your vote. Now is not the time to trust this to your government. We the people must take part in our countries future today.

This is a complicated debate so it is difficult to make it simple to understand, what I have done, is taken statements made in Obama’s congressional address on health care and followed them facts and then questions for you to consider. Make you own conclusions. “those of us with health insurance are also paying a hidden and growing tax for those without it – about $1000 per year that pays for somebody else's emergency room and charitable care.” Obama reminds us that everyone pays for the uninsured.

The problem is everyone pays for the 47 million (1 in 7) who don’t have insurance. Obama also corrected this number to 30 million by deducting 17 million illegal immigrants during his speech. Dissecting this figure further you find many could pay but choose not to, and some are eligible for existing programs but fail to apply. The real number is estimated at 15 million, a fraction of the problem being suggested. The uninsured include a large portion of illegal immigrants that admittedly costs us all in a “hidden and growing tax” for “charitable care”

Why doesn’t the health reform bill consider any immigration reform?

According to Obama’s own words on the existing medical entitlement system “eventually be spending more on Medicare and Medicaid than every other government program combined. Put simply, our health care problem is our deficit problem.”

How does this administration propose creating a bigger government entity that regulates a health care system to reduce our deficit when it admittedly blames the existing entitlement for the largest contributor to deficit spending?

Do you believe the people who regulate Fannie Mae and the banking system that nearly collapsed have the ability to reform our health care system into a more efficient and effective program?

Has the government ever succeeded in reducing cost or improving service in any program it has created?

Even with the previous major flaws in the current proposals, let me quote Obamas own goals for this reform, and ask you questions of each of his goals and if his proposals in fact meet these goals.

“The plan I'm announcing tonight would meet three basic goals:”


“It will provide more security and stability to those who have health insurance. It will provide insurance to those who don't. And it will slow the growth of health care costs for our families, our businesses, and our government.

Does an adding regulation to insurance companies mandating expensive and risky insurance policy such as insuring pre-existing conditions provide more security and stability to those who have health insurance?

Will providing insurance to those who don’t slow the growth of health car costs?

Will adding mandates like “insurance companies will be required to cover, with no extra charge, routine checkups and preventive care” slow the growth of health care costs?

Sure it can be argued that preventive care increases early detection and lowers long term costs, but why does this preventive care mandate be forced upon insurance companies? Many Americans choose high deductible auto insurance to save on premiums. This is considered good financial sense, under the current proposals; this type of low cost insurance will be made illegal in the medical insurance business.

Obama spoke of a way to provide affordable coverage for those who currently don’t have coverage “We will do this by creating a new insurance exchange – a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices.” This is a complicated way of creating a government run and regulated national insurance program, conservatives have pushed and been denied a simple private sector solution, allow insurance to be nationally sold, and not restricted to state regulation. Why is it OK for the government to control this plan and not the private sector?

Another point made it the debate has been made that conservatives have not offered any solutions to the rising costs and the plight of the uninsured. While these claims can be countered with many bills and amendments that have been struck down by the liberal majority, some facts remain. Medical costs have increased primarily because we have technology and medicines that we never had 20 years ago. Unless we try to treat illness with fewer tools and without the benefit of our advanced medical system and the latest drugs costs will continue to climb. You could argue that the price of new cars have exceeded the increase of our wages, yet would you want a new care without all the latest comfort and safety innovations? Sure there is waste and abuse in the system but this has not been the focus of the debate. To frame that subject it would call attention to the fact that Medicare has many times more the rate of fraud than private insurance.

American’s need to decide, do they really want to choose the type of insurance or do they want to increase the governments regulation and restriction on our health care choices. That is the root of this debate, now you decide.

Sincerely,

Ben Roche
http://Bensviewpoint.blogspot.com
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